The Insurance rating is a rating given to a fire department by the Insurance commission to determine insurance coverage needed.
In the Garner Fire Rescue District the rating changes depending on where you live.
A class 4 rating is inside the town limits of Garner. The structure is within five miles of a fire station and within a thousand feet of a fire hydrant.
A class 6 rating is within 5 miles of a fire station outside of the Garner town limits in Wake County.
A class 9 rating is within 6 miles of a fire station outside of the Garner town limits in Wake County.
A class 10 rating is outside of 6 miles of a fire station.